Our ALM Advisory Experts Are Ready to Support You with Training, Facilitation, and Specialized Reporting
A Lack of Experience Could Put Your Organization at Risk
Our Staff of Former Examiners and Capital Market Specialists
Are Ready to Support Your Team
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Develop Plans to Mitigate Risk
Improve ALCO Board Reporting
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Click on the listing below to learn more about the advisory and outsourced services we provide
Outsourced IRR Modeling
IRR Assumption Development & Documentation
IRR Sensitivity & Stress Testing
Outsourced Cash Flow Modeling
Plansmith will assist in the development of three cash flow model stress scenarios, including Client-specific and systemic events as required by the FFIEC’s 2010 Interagency Policy Statement on Funding and Liquidity Risk. Plansmith will provide a written narrative detailing the stress scenarios and suggestions for parameters for each of them. Each quarter for one year, Plansmith will conduct cash flow modeling for Client and provide reports detailing the results of the stress-tests, as well as the base/expected case.
Plansmith will conduct IRR backtesting for the Client and provide a written report summarizing the procedures and results. The backtesting will include the earnings-at-risk model results and selected key model assumptions.
Decay Rate Studies
Plansmith will develop and provide documentation of Client-specific non-maturity deposit decay rates for Demand Deposits, NOW, Money Market, and Savings accounts. The analysis will also incorporate a full surge deposit analysis using historical institution-specific data.
Loan Prepayment Studies
Cash Flow Model Stress Scenario Development
IRR Policy Review & Development
Liquidity Policy Review & Development
Contingency Funding Plan Review & Development
Capital Stress Testing
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1827 Walden Office Square, Ste. 350
Schaumburg IL 60173
Toll Free: 1.800.323.3281